Azure SAML and Ver 4.1 API Password Grant? How?

I have a situation where the installation is using Azure SAML login. I’m trying to setup Mautic which uses 4.1 API password method. “I think” the SAML is preventing the login. When I attempt to connect with Postman (I have one instance where SAML is off, and production where it’s on) I can connect to my dev no problem, but getting authorization failure when trying to connect to production with SAML. So I’m thinking the issue is regular username/password is not allowed. Is there a way to allow regular user/pass to bypass SAML? Maybe I’m thinking setup one user that has this ability just specifically for the Mautic API? It’s my first time dealing with this issue. If anyone has any tips on how to approach this I’d appreciate it.